Times are hard financially right now for many, many people.  At one time people were able to put away part of their paycheck every week into a savings account.  We all know we should have money set aside in an emergency fund just in case something happens.  But so many are struggling to just pay their regular bills.  Maybe you fall into this category.  So, what do you do if an unusual expense comes up?  What if your car breaks down?  Or there is a medical emergency and you have to pay part of the expense?  You could get a payday loan to help you if you are in this situation.  Or you can call on family members to help.  I would recommend that you ask family first, if that fails then get a loan.

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