Since it’s Halloween I thought it would make sense to post some Halloween safety tips.  Feel free to let me know if you can think of anything else and I’ll add it to the list.

• Stay on the sidewalks
• Walk
• Stay in neighborhoods you know
• Don’t cut across people’s yards, use their walkways
• Carry a flashlight
• Wear shoes that are good for walking in
• Only go to houses with the lights on
• Wear light colored clothing or add reflective tape to your costume
• It’s better not to wear a mask at all, but if you wear one make sure you can see well through the eye holes.  Take it off if you need to cross the street.
• Wear a flame resistant costume

Have fun!

I come from a family of hunters.  None of the women ever got into the hunting, but most of the men in my family are very much into hunting.  So when I saw this Free ATB Pro Gear promotion from Nikon today I knew that it was something they would be excited about.  It’s a pretty exciting promotion.  If you purchase Monarch ATB binoculars you get a $50 gift card.  Or if you purchase a Trailblazer ATB, an Action Extreme ATB, or a ProStaff binocular you will get a $25 gift card.  Nikon Pro Gear has a large selection of clothes for both men and women.  You’re going to want to check our their site.

There are many forms to treat anxiety.  If you are suffering from anxiety then you know what a terrible feeling it is to feel anxious all of the time.  Of course there are medications that can be taken but I think it’s usually better to try other treatments before resorting to medication.  Here are a few things you can try:

1. Cut out the coffee or whatever your main source of caffiene is.
2. Exercise.  It might sound relatively simple but it really does help.
3. Get outside or let some sunlight in.
4. Use various relaxation techniques.
5. Cognitive Behavior Therapy- where you learn how to recognize and change your thought patterns.

And if the anxiety is worsening or interfering with your day to day life you will probably need to take medication.

I know I’ve mentioned this before- but our economy is in rough shape.  I for one am glad that I am not looking to get a loan right now.  I’m pretty sure that it is a hard time to find the loan you need at an interest rate you can afford.  But, Personal Loans Mania wants to help you if you find yourself in that situation.  Maybe you are need of a loan- things do come up that can not wait for the economy to turn around.  Personal Loans Mania can provide Fast Personal Loans to those who need them.  Stop by their site and see the services they offer.  They might be able to give you the help you need.

Now I realize that October is almost over but I still wanted to post about Breast Cancer Awareness Month.  I don’t think it’s ever too late to try to spread the word.  Did you know that you can visit The Breast Cancer Site everyday and help to fund free mammograms?  When you click the sponsors on the site will pay for mammograms.  That’s all you have to do.  Easy as that.

Here are some facts about breast cancer that you might not know.  These were taken from Breast Cancer Facts and Figures 2007-2008.

1. In 2007, an estimated 178,480 new cases of invasive breast cancer will be diagnosed among women, as well as an estimated 62,030 additional cases of in situ breast cancer.

2. In 2007, approximately 40,460 women are expected to die from breast cancer. Only lung cancer accounts for more cancer deaths in women. 

3. In 2007, about 2,030 cases of breast cancer are expected to occur among men, accounting for about 1% of all breast cancers. Approximately 450 men will die from breast cancer.

There is a lot of information out there.  The important thing is for you you to remember to do your self examinations and have your mammograms once you turn 40.

Our economy is in rough shape.  My husband, who loves to report to me every few minutes how the DOW is doing, just told me that we had another down day.  We are losing money like crazy here in the Tips and Tricks household.  Since we are young we have been advised to hang tight.  That’s pretty hard to do when you see your hard earned money sliding away each and every day.  I can’t even imagine how people who are closer to retirement are feeling right now.

Fortunately we are still able to pay all of our bills, we didn’t depend on the money we’ve lost in the stock market.  But, my husbands job has been suffering from this.  He works from home, with his own business and many of his clients are being affected and therefore not spending money like they did in the past.  Which of course means he is making less money than he did in the past.  We have been very careful with our finances.  After some mistakes we made in the past we learned a great deal.  The only “debt” we have is our home.  We don’t have credit card bills or car payments.  If we don’t have the money for something, we don’t buy it.  End of story.  That is why we are still able to pay all of our bills.

If you have found yourself in the same kind of situation we were in at one time you can look into Christian debt consolidation.  At debtGuru.com they can help anyone in any situation figure out the best course of action.  Don’t let it get any worse, get some help today!

I have a tip for you if you are looking for some free stuff.  I know I am always looking for a way to get things for free.  This week over at Bloggy Giveawaysthere are tons of giveaways going on.  Just this morning Melanie over at Bloggy Giveaways put Mr. Linky up for the fall bloggy giveaway carnival.  There are already over 750 participants who have signed Mr. Linky.  Those who are participating sign Mr. Linky and put the permalink to their giveaway.  They also leave a little 3 word description of what they are giving away so you know what all of the giveaways are for.  I’ve been busy checking out all of the giveaways today and you should too!

Do you have debt that you need to consolidate?  Several years ago we had some credit card debt.  And we used a debt consolidation service.  I didn’t do a whole lot of research at the time before joining it and I probably didn’t pick the best company out there.  In the end we ended up leaving the consolidation company and paying down our debt on our own.  We paid it all off and now we live very carefully to make sure that never happens to us again.

If you need credit card consolidation you can look into Credit.com for some relief and help.  They can also help you if you need general debt consolidation information.  Be sure to do your own research before deciding on a company to help meet your needs.

So, what’s been going on with my tips and tricks posting lately?  I don’t know.  I’m feeling like I’m in a slump.  I think I’m suffering from a bit of depression and haven’t felt like doing a whole lot of blogging lately.  And I love blogging, so if I feel like I have to force myself to do something I used to love to do then I know something is wrong.  I don’t know what my problem is or why I’m feeling this way.  I just am.  And that’s why I haven’t been posting as much lately.

If you are a parent then you know the importance of selecting the right stroller.  You want your baby to be safe and comfortable, you want a place to keep all of your things, you want it to be easy to get in and out of the car, etc.  You also want to be able to afford the stroller.  Today I was looking at some Maclaren strollers at Baby Earth and there are quite a few choices.  Surely something to suit everyone.  And they are quite affordable.